When exploring your vision insurance, one of the most common questions is whether contact lenses are included in your plan. For VSP members, the answer often involves more than just a simple allowance—VSP includes exams, fitting support, and flexibility in choosing the right lenses for your needs.
VSP typically includes coverage that supports both the cost of contact lenses and the care that comes with them, making it easier to find a solution that fits your lifestyle and budget.
Understanding what’s available and how to use it can make all the difference when choosing your next pair of lenses.
What is VSP?
VSP stands for Vision Service Plan, a vision insurance provider that offers a variety of coverage options for eye exams, eyewear, and contact lenses. VSP is one of the most widely used vision insurance providers in the United States and is known for its comprehensive plans and easy-to-use benefits.
Are Contact Lenses Covered by VSP?
VSP may cover contact lenses as part of its vision insurance plans. Depending on your specific plan, you’ll receive an allowance or benefits that can be applied toward the cost of contact lenses. Here’s how it typically works:
- Contact lens exam: To ensure your lenses fit properly and meet your vision needs, VSP covers a portion of your contact lens fitting exam costs. This is a separate service often included as part of an annual eye exam.
- Contact lens allowance: Popular VSP plans include an annual allowance that can be applied toward contacts.
- Lens types: VSP coverage extends to a wide range of lenses, including daily disposables, extended-wear lenses, and even specialty contacts like toric or multifocal lenses.
Benefits of Using VSP for Contact Lenses
When you combine VSP benefits with Eclectic Eyewear’s modern, customer-first approach, you get a seamless, customized experience. Here are some of the key benefits of using your VSP coverage for contact lenses:
Financial Flexibility
VSP’s contact lens allowance covers a significant portion of the cost, making it more affordable to access quality lenses. Whether you’re switching from glasses to contacts or need specialty options for dry eyes, VSP helps reduce out-of-pocket expenses.
Comprehensive Coverage
From eye exams to fittings, VSP helps you to get the personalized care you need. At Eclectic Eyewear, our team uses advanced technology to tailor each contact lens fitting, optimizing comfort and vision correction.
Freedom to Choose
With VSP, you’re not usually limited to specific brands or types of contact lenses. Whether you prefer daily disposables for convenience or extended wear for busy schedules, your plan gives you the flexibility to choose what works best.

How to Use Your VSP Benefits for Contact Lenses
Navigating insurance benefits can feel overwhelming, but VSP makes it simple. Here’s how to use your plan for contact lenses at Eclectic Eyewear:
- Step 1. Verify your coverage: Start by reviewing your VSP benefits online or by contacting your HR representative. Look for details about your contact lens allowance, exam coverage, and any copays.
- Step 2. Book an appointment: Schedule an appointment for a comprehensive eye exam and contact lens fitting. You can easily book your visit through our website.
- Step 3. Explore your options: During your appointment, our experts will help you explore the best contact lens options based on your vision, lifestyle, and budget. We’ll also help check that your lenses fit comfortably and provide clear, crisp vision.
- Step 4. Maximize your allowance: Apply your VSP allowance directly toward the cost of your lenses. Our team will handle the paperwork, so you can focus on enjoying your new contacts.
Does VSP Cover Specialty Contact Lenses?
If you require specialty contact lenses—for example, toric lenses for astigmatism, multifocal lenses, or scleral lenses for dry eyes—VSP can often help offset the costs. While these lenses are typically more expensive, many VSP plans provide additional allowances or benefits to make them more accessible.
Tips to Maximize Your VSP Vision Insurance
To get the most from your VSP plan, we recommend keeping these tips in mind:
- Schedule regular eye exams: These exams are beneficial for keeping your eyes healthy and your prescription accurate.
- Use your allowance annually: VSP benefits for contacts typically reset each year. Don’t wait too long and risk losing out on unused allowances.
- Ask about discounts: Many VSP plans include discounts on additional purchases, like lens upgrades or accessories.
- Partner with an expert: By visiting Eclectic Eyewear, you’ll have access to knowledgeable eye care providers ready to help you make the most of your VSP benefits.
See Clearly in Style
At Eclectic Eyewear, we believe that eye care should be accessible, comfortable, and stylish. With VSP coverage, getting quality contact lenses has never been easier. Our team is dedicated to making your experience positive and personalized. If you’re ready to explore the world through clearer vision, visit us at our Austin practice on Guadalupe Street. Book your appointment today and take advantage of your VSP benefits.